Applying for a low doc loan

Simplify the application process for a low doc loanLooking to apply for a low doc loan? We can help!

What sorts of loans can you apply for?

Providing minimal documentation does not mean that your loan options are limited! You are still eligible to apply for a variety of loans including:

  • Home
  • Investment
  • Purchases
  • Refinances*
  • Construction*

* Note: only available from a few select lenders. Please contact us for more information.

What features are available?

There are a variety of features available with most low doc loans, including:

  • Professional packages
  • Basic loans
  • Lines of credit and fixed rates
  • Fixed rate loans

How much can you borrow?

Most major lenders will not allow you to borrow more than 80% of the property value (LVR). You will also have to pay Lenders Mortgage Insurance (LMI) and may also have to jump through a couple of hoops to get approval.

However, most lenders will generally approve mortgages of up to 60%. Most importantly, you won’t have to pay any Lenders Mortgage Insurance! This could save you thousands of dollars!

Contact us to speak to an expert and find out how you can get approved!